Give us a call

Auto Repair Shop Insurance in Fort Collins and Loveland, CO

Keeping Garages in Fort Collins and throughout Northern Colorado protected against Risk

People take their cars into garages to get them fixed but sometimes accidents happen.  Collisions that occur while vehicles are in garages’ care, lost and/or damaged tools, and faulty work are all risks that auto repair shops in Fort Collins and in communities throughout Northern Colorado face. These and other risks can translate into significant costs which is why garage owners need protection.  Insurance provides this necessary protection, and at John C. Beckett & Associates we have a comprehensive, customizable garage insurance program.

We offer a large number of coverages and we insure a wide variety of types of garages with the exception of brake shops.  We’ve insured garages for many years and we know the auto repair industry like the backs of our hands.  We’re local and experienced so we understand your needs.  We always keep our clients informed about their coverages from the moments that the clients inquire about insurance to long after the clients make their decision.  


Garage Insurance Coverage Details

Garage insurance is a type of business insurance.  It covers risks like fires, data breaches, accidental mistreatment of employees, and damaged and/or lost personal property.  It can be purchased as a part of a single policy or as a part of a number of standalone policies.  It can also include coverages like property, garagekeepers, and garage liability.  

Garage insurance policies and plans are distinguished by many things, which depend on numerous factors, which include the types of vehicles that garages service, the kinds of services that garages provide, and the sizes of the garage.  We don’t insure garages that work on brakes, but we insure almost any other type of auto shop. 

Regardless of the needs of your garage, we’ll help you select the right coverages, and also we’ll ensure that the policy or plan that you purchase is fitting.

The coverages from which you can choose include but are not limited to:

  • Garagekeepers Coverage
  • Garage Liability Coverage
  • Building and Business Personal Property
  • Business Income and Extra Expense
  • Important Business Documentation Coverage
  • Crime and Fidelity Coverage
  • Business Auto Insurance
  • Workers Compensation
  • Property and Equipment Insurance
  • Towing Coverage

As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible.  To learn about these, contact an agent.


Knowledgeable, client-focused Agents keeping you and your Garage secure

We take a hands-on and detailed approach to serving clients.  This means that we will thoroughly assess clients’ needs through in-depth consultations and risk analyses.  Once we understand clients’ needs, we identify the right coverages and create quotes.  Clients then decide whether or not the quotes are what they want.

We review policies whenever asked, and always annually.  This ensures that coverages are always current and that your rates will always be competitive.  We include clients in the review process which enables the clients to be a part of it every step of the way.

Contact us or call us today.  You can start on a policy by requesting a quote.


Additional Small Business Insurance Information:

We’re proud to provide garage insurance in Fort Collins, Loveland, Greeley, and Longmont, CO and in Cheyenne and Laramie, WY.  We also serve other areas in Colorado and in Wyoming, and we serve other states.

Our Location

John C. Beckett & Associates

220 Smith Street
Fort Collins, CO 80524
Main office: 970-445-4569
Toll free: 800-846-0052

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.